Construction Home Loan

A construction home loan is a type of loan designed to fund the building of a new home or major renovation. Funds are typically released in stages—called progress payments—as the construction progresses.

Before approval, lenders assess project plans, valuation, and the proposed loan-to-value ratio (LVR). A broker can help borrowers navigate these requirements and compare lender options. At Funding, a bridging loan may be used to secure land or cover short-term costs while waiting for a construction loan to be finalised.

funding $1bn+ in bridging loans (billboard)

We’ve surpassed $1 billion in lending

And we’re not slowing down

Our expanded funding capability, combined with established long-term backing from retail, wholesale, and non-bank investors, enhances our capacity to deliver tailored finance solutions to more Australians looking to unlock their home equity and access capital faster.

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In Australia’s competitive property market, timing is often critical. For many property buyers, securing a new home or investment property...

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